Proud Local Founding Partner of the First Tee of the Virginia Blue Ridge.  http://www.thefirstteevirginiablueridge.org/

I've had credit problems in the past. Does this impact my chances of getting a home loan?

Even with poor credit getting a home loan is still possible. A lender will consider you to be a risky borrower and to compensate for this they will charge you a higher interest rate, and may expect a larger down payment. The worse your credit history is, the more you can expect to pay.

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